Financial Fitness with Julz

Here's exactly what's on offer

Everything you need to know before you book a call.

Wherever you're starting from, this works the same way. You might be living pay to pay with no clue where it's going. You might have some savings and just not know where to go from here. What's different is the plan: it's built around where you actually are, not a starting point I've made up in advance. Everything's delivered online, wherever that happens to be for you.

The 6-Month Program

The right starting point for most people - enough time to build real momentum without an open-ended commitment.

$2,600 inc. GST

  • 90-minute initial assessment

  • 6 monthly 60-minute sessions

  • Mid-point (month 3) and end-of-program 90-minute reviews

  • Email support between sessions

  • Personalised roadmap

  • Resource library

  • Flexible payment plans

The 12-Month Program

For anyone who wants more time and structure - a full year of monthly support with quarterly check-ins built in.

$5,200 inc. GST

  • 90-minute initial assessment

  • 12 monthly 60-minute sessions

  • Mid-year and end-of-year 90-minute reviews

  • Email support

  • Personalised roadmap

  • Resource library

  • Quarterly check-ins

  • Flexible payment plans

One-Off Sessions

Designed for when you have specific questions, budget setup, debt strategy, decision support, or a check-in after finishing a program.

$600 per session inc. GST

  • One session - up to 2 hours

  • Summary email follow-up

How Sessions Actually Feel

Sessions don't start with numbers - we catch up on life first. That's not small talk, it's how I work, and by the time we get to the money side of things, there's already trust in the room. I'm not here to review your performance. I've made plenty of my own money mistakes, and I'll tell you about them, so you're not sitting across from someone who's never been where you are.

Some sessions feel like relief - the moment something finally clicks and you can breathe again. Others feel harder, and I won't rush you past that; money's never just about money, and if something needs a minute, we sit in it. What doesn't happen is you leaving feeling worse about yourself than when you arrived. Most people tell me that somewhere in the first few sessions, something shifts - not because I've solved it for them, but because they've stopped waiting to be judged and started making decisions instead.

Questions You Might Have

"I don't have any money right now - how do I even afford this?"
Most people pay weekly or fortnightly, not all upfront. We set up whatever works for your budget in the first session - this isn't only for people who already have it together financially.

"I feel like I've left it too late."
It's never too late. There's no version of this where you needed to have started sooner - we just start from where you are now.

"I've been through bankruptcy - or a really messy financial history. Will you judge me for that?"
No. I've made plenty of my own money mistakes, and a messy history doesn't disqualify you from anything. It's more common than you'd think, and it changes nothing about how we start.

What happens if I need help between sessions?
Email support's included, so you're not sitting on a decision alone until the next call.

Can my partner join the sessions?
Yes - plenty of clients coach as a couple. Whatever reflects how the money actually gets managed at home.

What if I get emotional, or cry, in a session?
It happens more than you'd think, especially early on when we do the money memory work. It won't derail anything - that's just part of it.

Is anything I tell you confidential?
Yes, everything is confidential.

From People Who've Sat Where You're Sitting

“Life-changing guidance - and a total mindset shift!”

 

As a couple who already sees a financial advisor annually, we didn’t expect a single discovery session with Julz to have such a profound impact. But it truly changed the way we see our future and our finances.

 

Julz created a space that was completely open, free from judgement or bias. She genuinely cares - and it shows. She helped us unpack our current situation, recognise what we’re already doing well, and identify changes that will help us do even better.

 

The session gave us clarity on some big decision areas we’d been avoiding and provided practical, realistic scenario planning that left us with real options for the future.

 

We left feeling empowered, confident, and clear about our next steps - and the time and money we’ve saved already from just one session means we’ll definitely be back.

—Daniella

"For the first time in decades, this has made me feel normal - and genuinely proud of the work I've put in to get here."

— Deb C, regional Vic

"I'm getting to the point where I can buy the good stuff at the grocery store without feeling guilty about it."

— Suzanne & Tina, SA

"I've finally got someone to bounce ideas off instead of guessing on my own, and it's been so empowering."

— Meg R, regional Vic

Ready to see where you're at?

Book a free discovery call — no pressure, no pitch, just a conversation about what's going on and whether this is the right fit for you.

Financial Fitness with Julz

Empowering women to thrive financially

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