Financial Fitness with Julz
You're not bad with money. You just haven't had the right support.
One-to-one coaching that starts with your money story, not your spreadsheet.
Does this sound familiar?
The Lie-Awake Panic - "You lie awake doing the maths in your head, again, and it still doesn't add up."
The Pay-to-Pay Cycle - "The money comes in, and somehow it's gone before you've worked out where - every single month, living pay to pay no matter what you earn."
The Money Story You're Still Carrying - "Something happened - a controlling ex, a tight childhood, a marriage that went sideways - and you're still making money decisions from that story, not from where you are now."
The Retirement Question Mark - "You've done the 'right' things for years, but nobody's ever told you when you can actually stop, or what number you're even aiming for."
The Debt You Can't Get Ahead Of - "Every spare dollar goes on the mortgage, but you still don't have a real strategy - just a vague hope it sorts itself out."
The Income Rollercoaster - "One month's great, the next is bare bones, and running your own show means no one ever taught you how to plan around that."
Here's what I want you to know
None of that means you're failing - it means you're human, and it means you're ready for something different.
I won't judge you. I have made plenty of my own mistakes, and I'll tell you about them.
What you don't need is another budgeting app or a lecture about latte coffees.
What you do need is someone in your corner who actually understands the mess and can help you build a plan that fits your real life.
How We'll Work Together
Discovery Call
A free, no-pressure 30–45 minute conversation. We talk about where you're at, what's going on, and whether we're the right fit.
Deep Dive
A 90-minute session where we get into your money story properly, and I put together your personalised roadmap.
Monthly Coaching
Regular 60-minute sessions. We work through what's actually happening in your life that month, not a generic script.
Reviews
A mid-program and end-of-program check-in to see how far you've come, and adjust the plan as life changes.
A bit about me
Thirty-plus years in accounting taught me the numbers. My own three years of digging out of $30,000 in debt taught me the rest. I'm not here to make you feel behind — I'm here to walk forward with you.
Ready to start the conversation?
Your discovery call is completely free, with no pressure or obligation — just an honest conversation about where things stand and where you want to get to. Everything you share stays confidential."
Financial Fitness with Julz
Empowering women to thrive financially
View our Privacy Policy and Terms and Conditions here.
© 2026. All Rights Reserved.